These disclosures summarize key limits of Nulvify forecasts, AI features, financial planning outputs, subscriptions, and household sharing.
Last updated: July 14, 2026
Debt-free dates, confidence ranges, interest savings, payoff schedules, and Monte Carlo outputs are estimates. They are based on information you enter and assumptions in the model. Real outcomes can differ because of income changes, interest changes, fees, missed payments, new debts, lender behavior, and other events.
Nulvify is not a financial advisor, credit counselor, attorney, accountant, tax preparer, lender, or broker. Nulvify does not provide financial, legal, tax, credit, bankruptcy, investment, or lending advice. Consult qualified professionals before making major decisions.
The AI Debt Coach uses AI to generate responses from your prompts and available account context. It may misunderstand information, omit important details, or produce incorrect output.
AI responses are not professional advice and should be reviewed carefully before you act on them.
Nulvify outputs depend on the accuracy and completeness of your debt balances, interest rates, minimum payments, income, spending, assets, check-ins, and scenario assumptions. Incorrect inputs can produce misleading results.
Paid plans may renew automatically through Stripe. The checkout flow and account billing portal provide plan, price, and cancellation controls when billing is configured. Cancel before renewal to avoid future subscription charges.
Household plan features may share financial plan information with invited or linked household members. Only use household sharing with people who are authorized to see the shared information.
Nulvify is not an emergency service. If you are facing foreclosure, eviction, legal action, bankruptcy, wage garnishment, tax collection, or other urgent financial harm, contact a qualified professional or appropriate local support resource.
Questions about these disclosures can be sent to privacy@nulvify.app.